Dilip Rayamajhi

Dilip Rayamajhi is Nepal's most most versatile and organic actor . He has acted in more than 220 movies .He started his career as group dancer and gradually becomes assistant dance director .He started as group dancer from the movie Paribhasa . His first movie in lead role was Adikabi Bhanubhakta .After this he played almost dozen of movies before releasing Aadikabi Bhanubhakta. After Aadikabi , he acted in Laxmanrekha then in Sorha Barshe Joban then in Jindagani , Darpan Chhaya and so on. some of his hit movies are Jindagani, Darpan Chhaya, Afno Manchhe, Muskan , Khyalkhyalai Ma, Doman , Dhansampatti, Bandhaki, Muglan, Buwa aama ,etc .

Some of his pictures from movie are :

Financial Markets

The financial system of a country works through the financial markets and financial institutions. The financial markets deal with the financial assets of different types, currency, deposits, cheques, bills, bonds, etc. Financial market performs following functions:

1. They create and allocate credit. 

2. They serve as the intermediaries in the process of mobilization of savings. 

3. They provide convenience and benefits tor the lenders and borrowers. 

4.They promote economic development through a balanced regional and sectoral allocation of ingestible funds.

Financial markets are credit markets which cater the credit needs of individuals, firms and institutions. Since credit is required and supplied for short period and ling period, the financial markets are broadly divided into two types.

1. Money Market 

2. Capital Market

Money market deals with the short period borrowing and lending of funds; in the money market short term securities are exchanged.Capital market deals with the long period borrowing and lending of funds; in the capital market, long term securities are exchanged. 

Financial market can also be categorized into;

1. Primary market

2. Secondary Market

Primary market is a market in which newly issued credit instruments are sold and purchased. Secondary market, on the other hand, is market in which previously issued credit instruments are bought and sold.

Financial system consists of financial institutions, financial markets and financial instruments. The whole financial system converts savings into investments which is only possible through financial market. This market may or may not have precise physical location. For example, the Nepal Stock Exchange (NEPSE) is physically located in Kathmandu city and all the secondary transactions conducted in this stock exchange through the channels of the brokers. 

Capital Market

The capital market is concerned with long term finance. The market in which financial assets like equity share, long term bonds, debentures, etc are issued and traded for more than one year is called capital market. Capital market consists of a series of channels through which the savings of the community are made available for commercial, industrial and public sectors. The saving institutions like saving banks, investment trusts or government companies, specialized financial corporation and stock exchange are some of the important bodies of capital market. 

Money Market

Money market is a market which includes the short term, highly liquid and low risk securities; money market typically involves financial assets that have a life span of one year or less. For example, Treasury bills, Commercial Papers and Certificates of deposits are traded in money market. Nepal Rastra Bank has frequently issued 91 days, 180 days T-bills and other taxable government securities in the market. 

History of Nepali male actors

1. The first movie made in Nepal is Aama and the actor was Shiva Shankar Manandhar 

2. Actor from Maitighar was C.P Lohoni

3. Actor from Hijo Aja Bholi was Mitralal Sharma 

4. Actor from Pariwartan was Yage Mirth Ghimire and Nir Shah as well

5. Actor from Maan ko baadh was Salyan Kc

6. Biswa Basnet 

7. Shiva Shrestha 

8. Bhuwan Kc 

9. Arjun Jung Shahi

10. Bijay Lama 

11. Puran Joshi 

12. Madan Krishna Shrestha 

13. Hari Bansha Acharya 

14. Harihar Sharma 

15. Krishna Malla 

16. Prakash Adhikari 

17. Rabindra Khadka 

18. Shrawan Ghimire 

19. Ashok Sharma 

20. Arjun Shrestha

21. Brazesh Khanal

22. Saroj Khanal

23. Rajesh Hamal

24. Dhiren Shakya 

25. Shree Krishna Shrestha 

26. Sudhamsu Joshi

27. Ganesh Upreti

28. Simant Udas

29. Dinesh Sharma 

30. Lokndra Karki

31. Birendra Hamal

32. Ramesh Upreti

33. Dilip Rayamajhi

34. Sunil Dutt Pandey

35. Sushil Chhetri 

36. Uttam Pradhan 

37. Nabin Shrestha 

38. Nikhil Upreti 

39. Bishal Bist 

40. Bishnu Rijal

41. Aakash Adhikari

42. Biraj Bhatta 

43. Ramit dhungana 

44. Suman Singh 

45. Rajesh Dhungana 

46. Arjun Karki

47. Subas Meche 

48. Aryan Sigdel 

48. Saugat Malla 

49. Jeewan Luitel 

50. Sabin Shrestha 

51. Kishor Khatiwada 

52. Mukesh Dhakal 

53. Niraj Baral 

54. Dayahang Rai 

55. Arpan Thapa 

56. Bipin Karki 

57. Khagendra Lamichhane 

58. Anmol Kc

59. Pradeep Khadka 

60. Paul Shah

61. Salinman Baniya 

62. Dhiraj Magar 

Liquidity Management

 Liquidity Management

Cash is considered as the most liquid assets. Cash must be in right place at right time. Liquid assets include the total currencies, foreign currencies, gold, silver, coins, government securities, first class securities etc. which are also known as liquidity of bank. An optimal liquidity management framework should address actual and potential cash needs. Safety, diversification and accessibility of cash and short term investments and alternative and contingent funding sources.

Demand of bank liquidity is due to ;

withdrawals of customer deposits 

acceptable loan request

Repayment of non-deposit borrowings 

Payment of interest

Operating expenses and taxes 

Payment of interest 

Expansion and growth

Cash reserve ratio

All sources of bank funds are known as the supply of bank liquidity. There should be proper balance between demand of bank liquidity and supply of bank liquidity. The major sources of bank liquidity are :

Customer deposits 

Interest on bank loan 

Revenue from sale of non-deposit services 

Borrowing from money market

Sale of assets

Loan repayment 

Reserve funds 

Share capital

Liquidity Principles 

1. Understand and categorize your cash needs, then determine your appropriate liquidity requirement.

2. Establish appropriate investment guidelines focusing on availability and safety.

3. Select investment types within guidelines that are appropriate for each cash category.

4. Establish and verify diversified Contingent funding sources.

Nepal Rastra Bank

 Nepal Rastra Bank is the central bank of Nepal . It is establishes under NRB Act 2012 in 2013 Baisakh 13. It is the apex financial institution of Nepal. The main functions of central bank is to maintain price stability , balance of payment and to maintain stability of the entire financial sector to support sustainable development of Nepal.Central Bank has only the right to issue notes and coins . It maintains foreign exchange reserve. It is also know as government bank and agent of the government but it is autonomous and corporate body .